Built Around Your Life.
Your goals come first. The investments come second.
Whether you're thinking about retirement, building wealth, creating income or planning for your family's future, you don't have to figure it all out on your own.
Jim takes the time to understand where you are today, what you want your money to accomplish and what matters most to you. From there, he can help build a personalized financial strategy around your goals, timeline and comfort with risk.
Schedule a ConversationWhat Are You Planning For?
Planning for Retirement
Whether retirement is years away or right around the corner, Jim can help you evaluate where you stand and develop a strategy for the years ahead.
Explore Retirement Planning →Growing Your Investments
Looking for opportunities to put your money to work? Jim can help you explore investment strategies designed around your goals, timeline and comfort with risk.
Explore Investment Options →Creating Retirement Income
Turning savings into income can be an important part of retirement planning. Jim can help you explore strategies for creating income while considering your long-term needs.
Talk About Retirement Income →Saving for Education
Planning ahead can make future education expenses feel more manageable. Jim can help you explore college savings strategies for children, grandchildren or other family members.
Explore College Savings →Diversifying Your Portfolio
A well-planned investment strategy may include different types of investments. Jim can help you understand your options and how they may work together.
Discuss Your Portfolio →Managing Existing Investments
Have investments, retirement accounts, stock options or old employer plans already in place? Jim can help you review how they fit into your bigger financial picture.
Schedule a Review →Investment Options Jim Can Help You Explore
Your financial strategy may include one or several investment options. Jim can help explain the choices in plain language so you can make informed decisions.
Mutual Funds Professionally managed investments that may help diversify your portfolio.
Mutual funds allow investors to pool their money across a professionally managed collection of investments.
They may offer:
- Professional investment management
- Access to a variety of investments
- Opportunities for long-term growth
- Portfolio diversification*
May be appropriate for: Investors looking for professionally managed investment options as part of a broader financial strategy.
Annuities Options designed to address long-term savings and retirement income needs.
Annuities are designed to help address long-term savings and income needs and may be considered as part of a retirement strategy.
Fixed Annuities: Designed to provide a fixed rate of interest and the potential for future income.
Variable Annuities: Provide investment choices with values that may fluctuate based on the performance of the investments selected.
Tax-Sheltered Annuities: Certain tax-qualified plans may be available to eligible employees of nonprofit organizations and public school systems.
May be appropriate for: Individuals exploring long-term retirement savings or income strategies.
Structured CDs Longer-term investments with unique features, benefits and risks.
Structured CDs provide another way to incorporate CDs into an investment strategy.
- Available through FVSB Financial Services and Osaic Institutions, Inc.
- May provide FDIC insurance up to applicable limits
- Designed as longer-term investments
- Generally intended to be held to maturity
Structured CDs have unique features and risks. Jim can help you understand how they work and whether they may be appropriate for your financial situation.
Stocks & Bonds Individual securities that may be part of a well-diversified investment strategy.
For clients who want to own individual securities, Jim can assist with investment transactions involving:
- Stocks
- Corporate bonds
- Municipal bonds
- U.S. Treasuries
- Federal agency securities
- Mortgage-backed securities
- Treasury bills
- Certain employee stock options
May be appropriate for: Investors whose financial strategy may benefit from individually selected securities.
Real Estate Investment Trusts (REITs) Access income-producing real estate without directly owning or managing properties.
REITs provide investors with access to portfolios of income-producing real estate without directly owning or managing the properties themselves.
REIT investments may provide diversification and long-term growth opportunities, but they also carry significant risks and may have limited liquidity.
May be appropriate for: Investors interested in adding real estate exposure to a diversified portfolio.
College Savings Plans Strategies designed to help prepare for future education expenses.
Planning today can help prepare for tomorrow's education costs.
College savings plans may be used for qualified expenses such as:
- Tuition
- Fees
- Room and board
- Books
- Required supplies
Funds may be used at eligible colleges, universities and vocational schools nationwide.
May be appropriate for: Parents, grandparents and others planning for future education expenses.
Retirement Accounts IRA and other retirement account options to help you plan for your future.
Jim can help you evaluate retirement account options and determine which may make sense as part of your overall retirement strategy.
Options may include:
- Traditional IRAs
- Roth IRAs
- Rollover IRAs
- Transfer IRAs
- SIMPLE IRAs
- SEP plans
Tax treatment varies based on the type of account and your individual circumstances.**
May be appropriate for: Individuals building retirement savings, changing employers, consolidating accounts or reviewing an existing retirement strategy.
Not Sure Where to Start? That’s Okay.
Tell Jim what matters to you.
Retirement. Family. Travel. Education. Leaving a legacy. More financial confidence. Start with what's important to you.
Review where you are today.
Together, you'll look at your current financial picture, goals, timeline and priorities.
Build a strategy for what comes next.
Jim can recommend strategies and investments designed around your individual situation and help you adjust along the way.
Your Financial Future Deserves
a Personal Approach
Whether you're just beginning to invest, approaching retirement or wondering whether your current strategy is still right for you, Jim is here to help you understand your options and move forward with greater confidence.
