Retirement should feel
exciting—not uncertain.

You've worked hard for what you've built. Retirement planning can help you understand whether your savings, investments and income sources are working together to support the life you want next.

Whether retirement is years away, right around the corner or already here, Jim can help you make sense of the decisions ahead and build a strategy around your life, your priorities and your goals.

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What Does Retirement Look Like for You?

Maybe you already have a clear picture. Maybe you're still figuring it out. Either way, retirement planning usually starts with some pretty normal questions:

 
When can I
realistically retire?
 
Am I saving
enough?
 
How much income
will I need?
 
When should I take
Social Security?
 
What should I do
with an old 401(k)?
 
How will I turn my savings
into retirement income?
 
What happens if I live
longer than I expect?
 
How do taxes fit
into all of this?
You don't have to figure out every answer on your own.

Wherever You Are, You Can Start There

Retirement Is
Still Years Away

 

Now is a great time to understand whether you're headed in the right direction.

We can look at your savings, investments, retirement accounts and goals and identify adjustments that may help you stay on track.

Retirement Is
Getting Close

 

The questions often become more specific as retirement approaches.

When should you retire? When should you claim Social Security? Where will your income come from? How should your investments change?

We'll help you bring those pieces together.

You're Already
Retired

 

Retirement planning doesn't end on your last day of work.

We can help you review your income strategy, investments, withdrawals and changing needs as you move through retirement.

What Can Retirement Planning Help You Figure Out?

Your retirement strategy should be about more than reaching a certain number. Together, we can look at the bigger picture, including:

 

How Much You
May Need

Estimate your future expenses and determine how your current savings compare with the retirement lifestyle you're envisioning.

 

Where Your
Retirement Income
May Come From

Understand how Social Security, pensions, retirement accounts, investments and other income sources may work together.

 

How to Use
Your Savings

Develop a thoughtful approach for turning the money you've accumulated into income throughout retirement.

 

Your Investment
Strategy

Review your investments and risk tolerance to determine whether they still align with your timeline and goals.

 

Social Security
Decisions

Explore different claiming strategies and how Social Security may fit into your overall retirement income plan.

 

Unexpected
Expenses

Consider health care, long-term needs, inflation and other expenses that could affect your retirement.

 

Your Legacy

Think about beneficiaries, estate considerations and what you would like the assets you've built to eventually accomplish.

Retirement Planning Doesn’t Have to Be Complicated

1

Let’s Talk
About You

We start with a conversation—not a stack of paperwork.

What are you looking forward to? What concerns you? When would you like to retire? What do you want life after work to look like?

2

See Where
You Stand

Next, we’ll bring your financial picture together so you can better understand what you have today and how the pieces fit.

3

Build Your
Retirement Strategy

We’ll identify potential strategies based on your goals, timeline, income needs and comfort with risk.

And we’ll explain your options in plain language so you understand the decisions you’re making.

4

Keep the Plan Moving
With You

Retirement isn’t static—and neither is your plan.

We’ll continue to review your strategy and make adjustments as markets, goals, family circumstances and your life change.

 

Retirement Accounts & Rollover Options

Retirement accounts can play an important role in your overall strategy.

Depending on your situation, Jim can help you explore options including:

Traditional IRAs
Roth IRAs
401(k) and retirement plan rollovers
Retirement account transfers
SIMPLE IRAs
SEP IRAs

Not sure what type of account you have—or what you should do with it? That's a perfectly good place to start.

You’ve Spent Years
Preparing for Retirement.

Let’s talk about what comes next.

You don’t need to have everything figured out before meeting with a financial professional.

Bring your questions, your goals and whatever retirement accounts or information you already have. Jim can help you understand where you stand and what steps may make sense from here.

Schedule a Conversation With Jim